The arrival of monsoon season often instils a sense of worry among car owners. With the unpredictable weather conditions and heavy rainfall, this time of the year necessitates significant maintenance expenses for vehicles. Unlike optional expenses, car maintenance during monsoons becomes a compulsory undertaking for most individuals. Ignoring these costs can pose a risk to personal safety, making it essential to prioritise the upkeep of your car. Opting for proper car servicing before the monsoon season is of utmost importance to ensure a safe driving experience. In India, monsoons are not characterised by mere drizzles; most states witness torrential downpours, resulting in waterlogging and an increase in car accidents, particularly in the aftermath of the initial showers when the roads become perilously slippery.
Monsoon season in India accounts for a significant number of car accidents. The primary reason behind this unfortunate statistic lies in the low level of awareness and the lack of precautionary measures taken by individuals to prevent mishaps. Moreover, many people are unaware of how to recover losses incurred due to accidents during monsoons. The Government of India has made it mandatory for all vehicle owners, whether they own a two-wheeler or a four-wheeler, to possess proper car insurance. However, statistics indicate that approximately 50% of vehicles on Indian roads lack a valid car insurance policy. One notable natural calamity that inflicted substantial damage to the insurance sector was the floods that ravaged Mumbai on the 26th of July. This catastrophic event resulted in significant losses for the entire sector, encompassing local trains, auto-rickshaws, taxis, buses, trucks, tempos, as well as both two-wheelers and four-wheelers.
During the monsoon season, there are three prominent factors that pose a threat to your vehicle: waterlogged streets, large potholes, and dirt accumulation. To mitigate potential losses and protect your car, it is imperative to take precautionary measures. Initiate the monsoon season by sending your vehicle for regular servicing. However, it is crucial to entrust your car to a reputable service centre or mechanic to ensure the highest quality of service. During the servicing, make sure to replace the engine oil, air filter, and fuel filter. Pay close attention to the suspension and silencer of your car, as these components are particularly susceptible to damage during this season. Additionally, thoroughly inspect your car's tires. The depth of the tire treads is indicative of safety. If the treads are shallow, your car is more likely to skid on slippery roads, significantly increasing the risk to your safety. Moreover, inspect the functionality of essential lights, including tail lights, headlamps, emergency lights, and parking lights. If any of these lights are malfunctioning, promptly replace them. Finally, prioritize the condition of your car's brakes, ensuring they undergo a thorough check to guarantee safe and efficient handling. Do not overlook the condition of your car wipers; if they produce noise or if the rubber is deteriorating, immediate replacement is necessary.
Last but certainly not least, acquiring comprehensive car insurance is paramount to safeguarding your vehicle in the most effective manner. A well-structured car insurance policy can help mitigate the financial losses incurred due to rain-induced damages. Ensuring timely renewal of your policy is of utmost importance.
Fortunately, purchasing car insurance has never been easier, thanks to the convenience of online platforms. Opting for car insurance online not only saves time and effort but also allows for potential savings on your premium. By leveraging the digital landscape, car owners can conveniently explore various insurance options, compare coverage plans, and select a policy that best suits their requirements and budget. Furthermore, online platforms often provide additional features such as instant quotes, easy claim filing, and hassle-free policy management, empowering car owners with comprehensive protection and peace of mind throughout the monsoon season.
In conclusion, protecting your car during the monsoon season necessitates proactive measures and attention to detail. By adhering to recommended maintenance practices, conducting thorough checks, and investing in a comprehensive car insurance policy, you can ensure the safety of your vehicle and mitigate potential financial burdens. Embrace the convenience of online car insurance services, making the process streamlined and efficient. With the right precautions and comprehensive coverage, you can navigate the challenges of the monsoon season with confidence and peace of mind.
Also Read: How to Purchase Car Insurance Online: A Comprehensive Guide
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